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  • IRS Direct File Is Discontinued: What That Means for Local Taxpayers

    Recent reports confirm that the IRS is ending its Direct File program , a free online tax-filing system offered by the agency. For taxpayers in Vero Beach , and Brevard County , and surrounding communities, the shutdown of this service raises important questions: How will you file now? What are low-cost alternatives? And why does it make sense to consult a tax professional for this transition? What Happened to IRS Direct File? The IRS Direct File  program will not  be available during the 2026 tax filing season , according to an official email sent to state comptrollers. (AP News, 2025) AP News The Direct File website itself now shows a “closed” status , indicating the service is no longer operational. IRS leadership has confirmed the shutdown: Commissioner Billy Long recently stated at a summit that “the program is gone.” The Verge According to The Wall Street Journal, the program’s low usage (under 300,000 users) and high costs (reportedly ~$41 million) contributed to the decision. The Wall Street Journal The termination is linked to broader policy changes under the “One Big Beautiful Bill” , which reallocates resources and seeks alternative public-private models for free filing. Business Insider+1 Why This Matters for Local Taxpayers For many residents in Indian River County (including Vero Beach)  and Brevard County , Direct File was a simple, no-cost way to file basic returns. With its elimination: Taxpayers who relied on the program may now need to shift to commercial tax software , paid preparers, or other free-file services. There is a risk that individuals with little experience or resources might struggle to find a trustworthy, affordable alternative. Without free government-hosted filing, the value of professional tax help increases , particularly for ensuring accuracy, compliance, and proper credit claims. Good, Low-Cost Alternatives Available Locally Fortunately, there are  other, no- or low-cost options available—for both Vero Beach and Brevard-area residents: United Way / VITA Program (Indian River County) The United Way of Indian River County runs a Volunteer Income Tax Assistance (VITA)  program for taxpayers with annual income below certain thresholds. United Way of Indian River County+1 In 2025, VITA returned over $1.94 million  in refunds to local families, including Earned Income Tax Credit and other credits. United Way of Indian River County They also offer MyFreeTaxes , an IRS-certified online platform for free federal and state filing. United Way of Indian River County IRS Free File While Direct File is ending, the IRS still maintains its longstanding Free File program  in partnership with private tax software companies. This remains a viable, low-cost option for many. Why It’s More Important Than Ever to Use a CPA With the elimination of a direct, free government filing tool, navigating tax filing becomes more complex. Here's why working with a legally compliant, ethical CPA firm  like DiSalvo Tax & Accounting matters: Compliance assurance : Professionals know the IRS tax code and help avoid costly mistakes, missing credits, or inaccurate filings. Strategic filing : A CPA can help clients leverage the right credits, deductions, and filing methods to optimize returns. Support for unusual or complex situations : For those with side income, gig work, investments, or small business revenue, the certainty a professional provides is especially valuable. What You Should Do Next If you previously planned to use Direct File: Evaluate other options : Look into United Way VITA (especially for low-to-moderate income), IRS Free File, or reputable commercial tax software. Gather your documents early : W-2s, 1099s, and any other income records will be needed regardless of how you file. Consider a CPA or tax professional review : Even for a simple return, a professional can certify that everything is correct and that you’ve claimed what you’re eligible for. Don’t Skip Filing — Penalties Often Cost Far More Than Filing Your Return With the closure of IRS Direct File, some taxpayers may feel unsure about where to turn next — but it is critical not to skip filing your tax return . Even if your situation feels complicated or you believe you can’t afford help, the risks of not  filing are far more costly. The IRS imposes a Failure-to-File penalty  that accumulates rapidly. Interest also accrues on top of penalties, and for some taxpayers, the cost of non-compliance can end up being hundreds or thousands of dollars  — far more than the cost of using a CPA or a low-cost tax preparation program. If you owe taxes, filing late also triggers a Failure-to-Pay penalty , which continues until your balance is resolved. Even filing a zero-balance return  late can create issues with your tax records, delay refunds, and increase the likelihood of IRS notices. Simply put, avoiding or delaying your tax filing is never worth the risk. The safest, most cost-effective path is to file on time  and use a reputable preparer or a qualified free-file option if you are eligible. References (APA 7th Edition) AP News. (2025, November 5). IRS Direct File won’t be available next year. Here’s what that means for taxpayers . https://apnews.com/article/04f2d0c31bec80b55d122a0e76e08c36 United Way of Indian River County. (n.d.). Vita Tax Prep: Free tax preparation if you made $67,000 or less . https://unitedwayirc.org/taxes/   United Way of Indian River County United Way of Indian River County. (2025, May 27). United Way’s free tax program returns nearly $2 million to Indian River County residents . https://unitedwayirc.org/united-ways-free-tax-program-returns-nearly-2-million-to-indian-river-county-residents/   United Way of Indian River County United Way of Indian River County. (n.d.). Free, Online Tax Filing . https://unitedwayirc.org/free-online-tax-filing/   United Way of Indian River County OpenAI. (2025, November 18). Assisted analysis of IRS Direct File termination and free tax filing alternatives . ChatGPT (GPT-5 model). DiSalvo Tax & Accounting, 2025 all rights reserved Disclaimer:  The information in this article is for general informational purposes only and should not be considered tax, accounting, or legal advice. Every situation is unique, and results may vary. For guidance specific to your circumstances, please consult a qualified professional.

  • Federal Government Shutdown 2025: Do You Still Need to Pay and File Your IRS Taxes?

    When the federal government shuts down, many Americans wonder whether their tax obligations get postponed or canceled. The short answer: no  — even during a shutdown, you are still required to file and pay your taxes on time . Let’s clarify how this works and what you should do if you’re currently on extension. Why a Shutdown 2025 Doesn’t Pause Tax Law Tax deadlines, extensions, and payment obligations are governed by federal statute (the Internal Revenue Code), not by government funding bills. That means even when Congress fails to fund operations, your legal tax responsibilities remain unchanged . The IRS cannot alter due dates unless directed by Congress or the Treasury Department. Extensions give more time to file , but not more time to pay  (Investopedia, 2024). Penalties and interest continue to accrue for late payments, even if the IRS has limited operations. In short, a shutdown may slow certain services — but it doesn’t stop the clock  on tax law. How the IRS Operates During a Shutdown The IRS has a contingency plan that determines which services continue during a funding lapse. For the first few days, the IRS operates using reserved funding, including appropriations from the Inflation Reduction Act (The Tax Adviser, 2025). Electronic filing (e-file), direct deposit refunds, and online payment portals usually remain active. If the shutdown persists, non-essential personnel may be furloughed, which can delay phone support , paper processing , and audit correspondence  (Associated Press, 2025). So, while customer service might slow, the expectation to file and pay does not change . What if You’re on Extension? If you filed an extension earlier in the year, remember: The extended filing deadline for individual returns  in 2025 is October 15 , you will want to be sure to make sure your payments and returns are postmarked before, we recommend if you are mailing to do so using a certified mailing service. Even during a government shutdown, this deadline remains in effect . Any balance due should have been paid by the original April deadline to avoid accumulating interest or late-payment penalties. Delaying because of a shutdown is not an excuse recognized by the IRS. What Might Actually Be Delayed A prolonged shutdown could affect the speed  of certain IRS processes, but not the legality  of your obligations. You may experience: Slower responses from live IRS representatives. Delays in processing mailed correspondence or paper-filed returns. Longer wait times for refunds requiring manual review. Using electronic filing  and direct deposit  helps minimize these disruptions (TaxAct Blog, 2025). Key Takeaways for Taxpayers File and pay on time each year, April 15th.  Shutdowns do not delay tax law. Use electronic systems  for filing and payment to avoid paper backlogs. Stay informed  through official IRS channels, not social media rumors. Consult your CPA or tax professional  if you’re unsure how a shutdown affects your situation. At DiSalvo Tax & Accounting , we help individuals and small businesses stay compliant even when Washington DC is uncertain. If you’re on extension or have concerns about payments during the 2025 shutdown, reach out — our team is here to help. If you're ready to prepare for the upcoming tax season, now is a good time for tax planning . References Associated Press. (2025, September 28). What happens to IRS operations during a government shutdown? AP News. https://apnews.com/article/952b84666a5099547546af9ee44d883f Investopedia. (2024, April 12). Filing extension: Definition, how it works, and what’s included.  https://www.investopedia.com/terms/f/filing-extension.asp National Society of Tax Professionals. (2025, September 22). Tax deadlines remain firm even during government shutdowns.  https://www.nstp.org/article/tax-deadlines-are-firm-even-during-shutdowns TaxAct Blog. (2025, September 24). Government shutdown and IRS tax updates 2025.  https://blog.taxact.com/government-shutdown-irs-tax-updates The Tax Adviser. (2025, September 25). IRS contingency plan: How long will tax operations continue during a shutdown?  https://www.thetaxadviser.com/news/2025/sep/irs-shutdown-plan-employees-stay-on-the-job-for-first-5-workdays OpenAI. (2025, October 6). Federal Government Shutdown 2025: Do you still need to pay & file your IRS taxes? [Blog post drafted with ChatGPT assistance]. ChatGPT (GPT-5 model). https://chat.openai.com 2025 DiSalvo Tax & Accounting Disclaimer:  The information in this article is for general informational purposes only and should not be considered tax, accounting, or legal advice. Every situation is unique, and results may vary. For guidance specific to your circumstances, please consult a qualified professional.

  • Tax Season May Be Over — But Smart Tax Planning Starts Now

    For many taxpayers, October marks the unofficial end of tax season. The deadlines have passed, the returns are filed, and the last-minute stress has faded. But for proactive individuals and small business owners in Vero Beach  and Brevard County , this is when the most valuable part of the year begins: smart tax planning season . At DiSalvo Tax & Accounting , we often remind clients that filing your return is just reporting history — but planning now is how you shape the future. Why Smart Tax Planning Matters After Deadlines Once the dust settles from filing, you finally have a clear picture of your income, deductions, and liabilities. That’s the perfect moment to start strategic tax planning  for the year ahead. Tax laws are complex, and with ongoing uncertainty surrounding Washington budget debates and potential policy shifts — including the recent federal government shutdown  and the “Big, Beautiful Bill”  for 2025 — it’s wise to prepare for changes that could affect next year’s returns (The Wall Street Journal, 2025). By evaluating your situation now, you can: Reposition income or expenses before year-end. Review withholding or estimated payments. Identify tax credits or deductions you may have missed. Adjust for possible changes in rates, credits, or small business incentives. The Advantage of the Off-Season During filing season, your CPA is focused on compliance — getting returns filed accurately and on time. In the off-season , we can slow down and take a deeper look at your entire financial picture. This is when you can: Review entity structures  (LLC vs. S-Corp) for business clients. Plan retirement contributions  and charitable giving before December 31. Analyze investment portfolios  for tax-efficient moves like gain or loss harvesting. Forecast cash flow and deductions  to prepare for 2026 and beyond. Tax planning in the fall isn’t about rushing paperwork — it’s about creating stability and minimizing surprises. The Local Perspective: Vero Beach & Brevard County Our Florida clients face unique financial considerations — from retirees managing required minimum distributions to small businesses balancing real estate, tourism, and contracting cycles. Smart tax planning in Vero Beach and Brevard County isn’t just about numbers — it’s about aligning tax strategy with lifestyle, growth goals, and long-term financial security. Take the Next Step If you’ve recently wrapped up your 2024 filing, now’s the time to sit down for a post-season planning review . The earlier we start, the more flexibility we have to manage your 2025 results and prepare for whatever legislative shifts may come. At DiSalvo Tax & Accounting , we guide individuals, families, and business owners through forward-looking strategies that reduce risk and maximize opportunity — not just at tax time, but all year long. Schedule your tax planning consultation today  — before year-end opportunities disappear. References Internal Revenue Service. (2025, August 29). IRS highlights year-end tax planning considerations for individuals and businesses.  https://www.irs.gov/newsroom The Wall Street Journal. (2025, September 26). Shutdown stalls tax bill negotiations as new fiscal year begins.  https://www.wsj.com OpenAI. (2025, October 13). Tax season may be over — but smart planning starts now [Blog post drafted with ChatGPT assistance]. ChatGPT (GPT-5 model). https://chat.openai.com 2025 DiSalvo Tax and Accounting all rights reserved Disclaimer:  The information in this article is for general informational purposes only and should not be considered tax, accounting, or legal advice. Every situation is unique, and results may vary. For guidance specific to your circumstances, please consult a qualified professional.

  • Understanding the IRS 1099K 2025 Rule Changes: What Businesses and Freelancers Need to Know

    As 2025 draws to a close, taxpayers, small businesses , and creative professionals across Brevard County and Vero Beach  are paying close attention to the latest IRS updates surrounding IRS 1099K 2025 form that reports payment transactions from third-party platforms like PayPal, Venmo, and Square. Recent developments have added another layer of complexity. In October 2025, the IRS confirmed via newsroom release  that under the One Big Beautiful Bill (OBBB) , the reporting threshold will revert to $20,000 and 200 transactions  (IRS, 2025a). This revision replaces the previously announced $5,000 transition limit and further delays the move toward the originally intended $600 threshold. The IRS 1099K 2025 Transition: $20,000 is the Current Benchmark According to the IRS’s updated FAQs, third-party payment networks are only required to issue a Form 1099-K if total payments exceed $20,000 and involve more than 200 transactions  in a calendar year (IRS, 2025a). This update means many individuals who sell online or accept payments through digital apps may not  receive a 1099-K form in early 2026 — but that doesn’t mean the income isn’t taxable. No Form Does Not Mean No Tax A key misunderstanding among taxpayers is believing that if you don’t receive a form, you don’t owe taxes.  The IRS makes it clear under Internal Revenue Code (IRC) §61  that “gross income means all income from whatever source derived.”  This includes digital payments, even if a 1099-K is never issued (IRS, 2024b). Whether you run a small business, freelance, or sell items online, you are legally required to report all taxable income . Ignoring or underreporting income can result in penalties, audits, and back taxes — all of which can compound quickly. Why Ethical and Accurate Reporting Matters In today’s digital marketplace, tax compliance is more visible and traceable than ever. Businesses that stay proactive, maintain clear records, and work with qualified professionals are far less likely to face compliance issues. At DiSalvo Tax & Accounting , our team focuses on legally compliant and ethical tax preparation  — ensuring your returns meet both federal and state requirements. By following the IRS Code  and best practices, we help clients reduce the risk of penalties, avoid costly mistakes, and stay confident in their reporting. Practical Takeaway: Maintain Clear Records and Seek Professional Guidance If you receive payments for goods or services, track every transaction  — even if you don’t meet the 1099-K threshold. Keep receipts, invoices, and account records organized. Given the IRS’s ongoing modernization and data-matching capabilities, accurate documentation  remains your best defense. A professional CPA firm can help ensure your reporting aligns with the law, particularly as future legislative changes continue to shape how digital income is tracked and taxed. Final Thoughts The recent 1099-K threshold revision highlights how quickly tax regulations can shift — often just before a new filing season begins. These ongoing changes reinforce the importance of year-round tax planning , especially for small businesses and online sellers in Florida. As always, taxpayers should consult a qualified professional  before making assumptions about their filing requirements. Even without a form in hand, your obligation to report income remains unchanged. References Internal Revenue Service. (2025a, October 10). IRS issues FAQs on Form 1099-K threshold under the One Big Beautiful Bill: Dollar limit reverts to $20,000.  https://www.irs.gov/newsroom/irs-issues-faqs-on-form-1099-k-threshold-under-the-one-big-beautiful-bill-dollar-limit-reverts-to-20000 Internal Revenue Service. (2024b). 26 U.S.C. § 61 – Gross income defined. U.S. Code. https://www.law.cornell.edu/uscode/text/26/61 U.S. Department of the Treasury. (2024, August 14). Treasury Department announces modernization efforts for tax reporting compliance.  https://home.treasury.gov/news ChatGPT. (2025, October 13). Assisted synthesis of IRS reporting updates, One Big Beautiful Bill revisions, and implications for small businesses. OpenAI. DiSalvo Tax and Accounting, 2025 all rights reserved Disclaimer:  The information in this article is for general informational purposes only and should not be considered tax, accounting, or legal advice. Every situation is unique, and results may vary. For guidance specific to your circumstances, please consult a qualified professional.

  • Are You Getting TikTok Tax Tips? Here's Why That Could Cost You

    Many social media platforms such as TikTok, Instagram, and YouTube are filled with influencers promising “secret tax hacks” or “little-known credits” that can save you thousands. These TikTok tax tips videos are often engaging, creative, and can be very convincing. But here’s the problem: much of this content is produced by untrained or unlicensed individuals  who are not CPA's, enrolled agents, or tax attorneys. Now, this is not to say that every item produced on social media platforms is by untrained individuals, as there are many reputable sources that provide valuable direction, the IRS for example is on many of the popular social media platforms and regularly post information related to consumer protection. But one should exercise caution when consuming information from non-professionals and know following their advice without speaking with someone familiar with the industry could cost you big. When TikTok-Tax-Tips Go Wrong The IRS recently reported that taxpayers are being caught in waves of audits tied to tax schemes promoted on social media. Recently, the agency announced it had assessed over $162 million in penalties  related to false claims spread online ( Internal Revenue Service, 2025 ). What’s happening is simple: taxpayers see a trending “hack” online, file their return using bad information, and then find themselves hit with penalties, interest, and in some cases, audits. Common Red Flag Trends Seen on Social Media Some of the most dangerous tax “tips” spreading online include: Claiming ineligible credits  (such as fuel tax credits or pandemic-era credits that have expired). Overstating deductions  (like turning personal expenses into “business write-offs” without justification). Misusing dependent claims  (such as claiming children or relatives who do not qualify). Creating false losses  through fabricated side hustles or businesses. While these might look like clever ways to reduce your tax bill, they are often blatant misapplications of IRS rules — and the penalties can be severe. Not Just Social Media Trends: Wealthy Taxpayers Also at Risk It’s not just everyday average taxpayers being misled. Even wealthy individuals are getting tripped up with promises to reduce their tax bills, some even from their tax advisors. The Wall Street Journal recently reported on a strategy involving “sovereign tribal tax credits”  marketed to high-net-worth taxpayers. Federal prosecutors are now scrutinizing these deals, and lawsuits allege that clients were left with massive tax bills and penalties  when the credits proved invalid ( WSJ, by Tokar & Rubin, 2025 ). This shows that whether it’s a flashy viral video or a sophisticated-sounding loophole, bad tax advice comes at every level —and the IRS is cracking down. The Cost of Bad Advice Penalties for filing inaccurate returns can range from a percentage of the underpayment  (for negligence or disregard of IRS rules) up to a percentage for fraud-related issues . Add in interest charges , and taxpayers may find themselves owing far more than they ever hoped to “save.” Worse, repeat offenders or those who file intentionally false claims could face criminal prosecution . Why Professional Guidance Matters As intriguing as some of these viral tax trends may seem, the reality is that your tax situation is unique . What works in a short media clip or in a sales pitch may not apply to your financial circumstances and could put your compliance at risk. The safest and smartest approach is to consult with a CPA or tax professional  before making any decisions based on information you see online. A licensed professional is bound by ethical and professional standards to give advice that protects you, not hurts you. For example, here at DiSalvo Tax and Accounting we offer a free :15-minute telephone consultation to review your situation when you've been presented with these alternative sources of information. Allow our years of level accounting experience inform you on the most current and relevant sources. subtle Warning Now, the last thing you should walk away from this post is with more fear or trepidation as it pertains to your interactions with the IRS. But yet a word of caution how tax trends on social media outlets might look enticing, and exotic loopholes might sound appealing, but both can leave you with penalties, audits, and sleepless nights. Don’t gamble with your financial future based on viral content or unproven strategies. When you come across a tax idea online or in the news, pause before acting and talk with a professional first. At DiSalvo Tax & Accounting , we’ve seen firsthand how costly bad tax information can be. Let us help you separate fact from fiction and keep your filings compliant with the IRS. For Brevard County or Vero Beach , or anywhere in Florida you can look to our team of local Florida professionals to help you. References Internal Revenue Service. (2025, August 21). IRS assesses $162 million in penalties over false tax credit claims tied to social media . U.S. Department of the Treasury. https://www.irs.gov/newsroom/irs-assesses-162-million-in-penalties-over-false-tax-credit-claims-tied-to-social-media Internal Revenue Service. (2025, July). Misleading Social Media Advice Leads to False Claims for Fuel Tax Credit, Sick and Family Leave Credit, Household Employment taxes: FAQ's... U.S. Department of the Treasury. https://www.irs.gov/newsroom/misleading-social-media-advice-leads-to-false-claims-for-fuel-tax-credit-sick-and-family-leave-credit-household-employment-taxes-faqs-help-address-common-questions-next-steps-for-those-receiving-irs Tokar, D. & Rubin, R., (2025, August 23). A tax strategy peddled to the rich comes under federal scrutiny . The Wall Street Journal. https://www.wsj.com/us-news/law/a-tax-strategy-peddled-to-the-rich-comes-under-federal-scrutiny-ee013e82 Reference: Blog AI Assited: OpenAI. (2024). ChatGPT (GPT-4o)  [Large language model]. https://chat.openai.com Disclaimer:  The information in this article is for general informational purposes only and should not be considered tax, accounting, or legal advice. Every situation is unique, and results may vary. For guidance specific to your circumstances, please consult a qualified professional.

  • Bookkeeper Job Opening in Vero Beach

    BOOKEEPER WITH CPA FIRM Date posted:  September 08, 2025 - close 30 days (NOW CLOSED) Pay:  $52,000/year Job description: Busy firm in Vero Beach, FL is seeking has a Full-Charge Bookkeeper job opening  with our team. Duties included working with multiple  clients in our bookkeeping department, client correspondence and relationships, financial reports, bank reconciliations, data entry, accounts payable, accounts receivable, payroll processing, sales tax filings, etc. The ideal candidate will possess the ability to manage busy workflow, have excellent communication skills, the ability to develop strong business partnerships with both clients and co-workers, and consistently meet or exceed our customer service standards. The candidate will be detail oriented, with the ability to multi-task, prioritize duties, and meet established deadlines. The job position will be responsible for maintaining financial records, reconciling bank statements and all other responsibilities listed below. RESPONSIBILITIES: Reconcile bank & credit card statements. Ensure financial data is entered correctly and accurately. Prepare financial reports using computerized accounting systems and QuickBooks Online Collections Knowledge of GAAP Sales tax preparation Communication with clients and/or team Analyze general ledgers. Ability to handle confidential information with integrity and professionalism. Experience in payroll processing. Perform data entry and administrative duties. Prior tax preparation a plus REQUIREMENTS: 2+ years of experience in a CPA firm Attention to detail and accuracy. Communication and interpersonal skills Proficiency in accounting software, QuickBooks/QuickBooks online, Microsoft office Ability to work independently and with a team. Experience making general journal entries MUST  have experience bookkeeping for multiple clients simultaneously Job Type: Full-time Benefits: 401(k) 401(k) 3% Match Paid time off Healthcare/HRA Physical Setting: Office Schedule: 8-hour shift Day shift Monday to Friday Supplemental Pay: Bonus opportunities Overtime pay Experience: Bookkeeping: 2 years (Required) in multiple client setting (ie. CPA office) Work Location: In person  email: frontdesk@disalvocpa.com DiSalvo Tax & Accounting, 2025

  • IRS Paper check phase-out: what taxpayers need to know about refunds and1040-v vouchers

    On August 14, 2025 , the U.S. Department of the Treasury announced that the federal government will phase out paper checks for disbursements and refunds beginning September 30, 2025  ( U.S. Department of the Treasury, 2025 ). This means taxpayers will no longer receive IRS refund checks in the mail and must instead opt for direct deposit or other electronic transfer methods for refunds and payments from US Treasury to individuals. What About IRS Paper Check Payments and the 1040-V Voucher? While the Treasury’s announcement is clear regarding refunds and other outbound government payments, there is confusion online about how this may affect inbound taxpayer payments , such as checks mailed with Form 1040-V vouchers . (from taxpayers to the IRS) As of today, 8/29/2025, the IRS has not issued any official guidance eliminating the use of paper checks with 1040-V voucher payments . Many third-party websites and forums are speculating that paper voucher payments will end in 2026, but these claims are not backed by IRS press releases or Treasury publications . Until the IRS releases official instructions, taxpayers should continue to make their quarterly and year-end payments exactly as directed by their tax professional . Failing to follow existing payment procedures could result in late payment penalties or interest , even if future changes are announced. Why Close Attention Is Needed The Treasury’s broader shift toward electronic payments highlights the need for taxpayers and preparers to closely monitor IRS statements and professional advisories . It is crucial that individuals: Stay informed by checking IRS updates and reputable news sources. Consult their accounting or tax professional  before making changes to how they submit payments. Avoid relying on unverified third-party claims that may cause confusion. Commentary: The Risks of Eliminating Voucher Payments It is one thing for the Treasury to stop issuing paper refund checks , which already presents challenges for some Americans. But if the IRS were to eliminate paper voucher payments for individual taxpayers , the consequences could be more serious: Many citizens—especially elderly taxpayers—still rely heavily on traditional paper banking. A sudden shift to digital-only tax payments could disadvantage those without easy access to online systems , leading to accidental non-compliance. Such a change may conflict with the IRS Taxpayer Bill of Rights , which emphasizes the right to clear communication and fair treatment. A more balanced approach could involve a structured phase-in period  or multiple payment options to ensure that all taxpayers—particularly seniors—can comply without undue hardship. How We Can Help At DiSalvo Tax & Accounting , we understand how rapidly federal and state tax rules can evolve. Our team monitors IRS updates closely so our clients don’t have to. If changes are made to how payments can be submitted, we’ll guide you through the process step by step —ensuring your payments are made correctly and on time. So, if you are in Brevard County , Vero Beach , or anywhere in Florida we at DiSalvo Tax and Accounting are ready to help with your tax questions. call us at, 772-770-6008 or email us: frontdesk@disalvocpa.com References U.S. Department of the Treasury. (2025, August 14). Treasury announces federal government will phase out paper checks on September 30th  [Press release]. U.S. Treasury. https://home.treasury.gov/news/press-releases/sb0223 U.S. Department of the Treasury, Bureau of the Fiscal Service. (2025, August 14). Paper checks are going away – here’s what you need to know . U.S. Treasury. https://www.fiscal.treasury.gov/news/paper-checks-going-away.html Journal of Accountancy. (2025, July 7). AICPA recommends changes to mandate ending federal disbursements by paper check . Journal of Accountancy. https://www.journalofaccountancy.com/news/2025/jul/aicpa-recommends-changes-to-mandate-ending-federal-disbursements-by-paper-check Reference: Blog AI Assited: OpenAI. (2024). ChatGPT (GPT-4o)  [Large language model]. https://chat.openai.com Disclaimer: The information in this article is for general informational purposes only and should not be considered tax, accounting, or legal advice. Every situation is unique, and results may vary. For guidance specific to your circumstances, please consult a qualified professional.

  • Tax Deadlines 2025: Don't Miss Key Filing and Extension Dates

    2025 Tax Deadlines and Extensions: What Vero Beach & Brevard County Clients Should Know As tax season moves quickly, it’s important for individuals and small business owners across Vero Beach , Melbourne, Titusville, and the greater Brevard County area  to stay on top of filing and extension deadlines. Missing a date can result in costly penalties — but with a proactive plan, you can avoid last-minute stress. At DiSalvo Tax & Accounting , our Florida-based team ensures you’re always prepared. Here are the critical deadlines for 2025. 2025 Federal Filing Deadlines   March 15, 2025 – Deadline for S-Corporations (Form 1120-S)  and Partnerships (Form 1065) . April 15, 2025  – Deadline for individual returns (Form 1040)  and C-Corporation returns (Form 1120) . Tip: Even if you file for an extension, any taxes owed must still be paid by April 15 to avoid penalties. 2025 Extension Deadlines If you filed for an extension earlier in the year, here’s when your final returns are due: September 15, 2025  – Extended deadline for Partnerships (Form 1065)  and S-Corporations (Form 1120-S) . October 15, 2025  – Extended deadline for individual returns (Form 1040) , sole proprietors (Schedule C) , and C-Corporations (Form 1120) . I mportant: Extensions give you more time to file, not more time to pay. Be sure your taxes are paid by the original due date to avoid interest or penalties. Why Planning Ahead Pays Off Most people only think about taxes at filing deadlines, but the smartest strategies are built in the off-season . Whether you’re in Brevard County or Indian River County (Vero Beach, Palm Bay, Melbourne, Titusville, Viera) , the months following tax season are ideal for sitting down with a professional. Proactive tax planning done right helps you: Lower your tax bill for next year Choose the right business structure Optimize deductions and retirement contributions Avoid surprises next filing season Already Filed? Now’s the Time to Plan If you’ve already submitted your return — or filed an extension — don’t wait until next March or April to think about taxes again. Our year-round availability and planning potentially can uncover savings opportunities and ensures you’re never scrambling at the last minute. Schedule Your Free 15-Minute Consultation At DiSalvo Tax & Accounting , we combine the resources of a full-service firm with the personal touch of a Florida-based team . No outsourcing — just local professionals you can trust. Email us today: frontdesk@disalvocpa.com Or call us at 772-770-6008  or request your free :15 min phone consultation. Serving Vero Beach, Palm Bay, Melbourne, Titusville, and beyond , our team is here to help you file your returns with confidence and help you plan smarter. Disclaimer:  The information in this article is for general informational purposes only and should not be considered tax, accounting, or legal advice. Every situation is unique, and results may vary. For guidance specific to your circumstances, please consult a qualified professional. DiSalvo Tax & Accounting 2025

  • CPA JOB Opening - Vero Beach, Florida

    DiSalvo Tax & Accounting is hiring a full-time CPA at our Vero Beach, Florida office , starting immediately. This position offers the opportunity to work with real estate, medical, and small business clients in a collaborative, client-focused environment. Responsibilities include preparing and reviewing financial statements and tax returns, advising clients on accounting and tax strategies, and ensuring compliance with state and federal regulations. Candidates must be a licensed CPA in Florida , detail-oriented, and capable of working independently and as part of a team. This job posting is active from August 25, 2025, and will remain open for 30 days . Apply now by submitting your resume and cover letter. CPA Job Overview This is a full-time position based at our Vero Beach office , with potential and flexibility for the right candidate . You will work closely with our clients and internal team to provide accounting, tax, and consulting services. Key Responsibilities: Prepare and review financial statements and tax returns Advise clients on accounting and tax planning strategies Maintain compliance with federal and state regulations Collaborate with team members on client projects Who we're looking for The ideal candidate is: A licensed CPA in Florida Experienced in preparing tax and signing returns, accounting and consulting Detail oriented, proactive, client focused and collaborative Comfortable working independently and as part of a team Why Join Our Vero Beach Team Work in a collaborative, supportive environment Exposure to diverse clients in real estate, medical, and small business sectors Opportunities for professional growth and continuing education Competitive compensation and benefits package Flexible scheduling and potential remote work How to Apply If you’re ready to take the next step in your CPA career, submit your resume and cover letter to frontdesk@dislavocpa.com We review applications on a rolling basis and encourage qualified candidates to apply promptly. Don’t miss this opportunity to grow your career as a CPA in Vero Beach . Apply today and join our thriving team in beautiful Vero Beach! NO Recruiters AND NO SOLICITATIONS DiSalvo Tax & Accounting, 2025

  • 2025 Tax and Accounting Website

    To all of our existing and new clients in Brevard County, Florida, you will now have access to more tools through our new dedicated website.

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Information provided is for general purposes only and not legal, tax, or accounting advice. Consult a qualified professional for advice specific to your situation.

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